Banking is built on trust – Deputy Governor

The Second Deputy Governor of the Bank of Ghana, Mrs. Matilda Asante-Asiedu, has called for continued investment in professionalism, ethical leadership and trust as Ghana’s banking sector navigates rapid technological change, artificial intelligence, regulatory reforms and global economic uncertainty.

Speaking at the launch of The Ghanaian Banker Magazine on Friday, 21 August 2026, the Second Deputy Governor commended the Chartered Institute of Bankers, Ghana (CIB Ghana) for providing a platform for professional dialogue, knowledge-sharing and informed reflection on the future of banking.

“Banking is, and will always be, fundamentally built on trust. That trust is not granted; it is earned, and it must be protected through integrity, professionalism, and responsible conduct at every level of our institutions.”

She further encouraged CIB Ghana to make The Ghanaian Banker a bold and influential voice that challenges conventional thinking, promotes informed debate and contributes meaningfully to the development of Ghana’s financial sector.

At a separate event, she touched on how cybersecurity has become a major constraint to the expansion of Ghana’s digital financial system, stressing the need for stronger protection across financial institutions.

She said the Bank of Ghana’s Cyber and Information Security Directive 2026 (CISD 2026) was a response to the changing cybersecurity environment, but cautioned that its effectiveness would depend on the ability of all institutions to implement the requirements.

Asante-Asiedu noted that some smaller last-mile financial service providers did not have the resources available to larger Tier 1 banks, creating potential vulnerabilities within the wider financial system.

“Scale that is not secure is not scale; it is exposure,” she said.